NSE-listed NBFCs and banks with significant gold loan portfolios — from pure-play gold loan leaders to diversified lenders scaling gold-backed lending as a strategic growth engine.
Sectors represented: Financial Services
GOLD HOLDING. 37. Carrying the trust of millions of our customers. Gold jewellery kept as security(In tonnes). 131. 142. 149. 155. 169. 176. 171. 187. 180. 188. 199. 208. 209. 209. 0. 50. 100. 150. 200. 250 ld Loan Assets. GOLD HOLDING. 37. Carrying the trust of millions of our customers. Gold jewellery kept as security(In tonnes). 131. 142. 149. 155. 169. 176. 171. 187. 180. 188. 199. 208. 209.
Retail Gold Loans now represent 96%of the. total loan book, a near-complete portfolio. transformation. 39%. Starting Point. Gold loans began at just 39%of the book,. reflecting a predominantly corporate lending. posture. Shifting focus to Retail Gold Loans n book, a near-complete portfolio. transformation. 39%. Starting Point. Gold loans began at just 39%of the book,.
Standalone Gold AUM Per Branch (Rs Cr). 67.0. 58.0. 56.3. 54.2. 60.1 60.1. 64.2. FY22FY23FY24FY25FY26Q4 FY26Q1 FY27. Standalone Gold Holdings (tonnage). 62.4%. 59.8%. 58.5%. 57.0%. 57.3%57.3%. 65.6%. FY22FY23FY24FY25FY26Q4 FY26Q1 FY27. Standalone LTV (%). 57. 58. 58. 68. 128. 128. 133. 24. 23. 24. 24. 25. 25. 27. FY22. FY23. FY24. FY25. FY26. Q4 FY26. Q1 FY27. Standalone Avg. e). 62.4%. 59.8%.
FINANCIAL IMPACT. Interest Income. Interest income from gold loans saw a significant increase,. with the portfolio yield reaching 18.9% in Q4 FY24,. reflecting a favourable interest rate environment. ts. FINANCIAL IMPACT. Interest Income. Interest income from gold loans saw a significant increase,. with the portfolio yield reaching 18.9% in Q4 FY24,.
At the same time, MCFL continued. to explore opportunities to broaden its product offering and serve emerging customer needs through solutions. such as Affordable LAP. PORTFOLIO MIX. 49%. 26%. 23%. 2% e time, MCFL continued. to explore opportunities to broaden its product offering and serve emerging customer needs through solutions. such as Affordable LAP. PORTFOLIO MIX. 49%. 26%. 23%. 2%.
The gold loan business has an active borrower base of more than 55,000. customers and an average ticket size of Rs. 0.13 million. loans against property and personal loans, which are in run-off mode. The gold loan business has an active borrower base of more than 55,000. customers and an average ticket size of Rs. 0.13 million. The tenure of.